Financial Protection you can count on. Prepared Insurance provides personal property insurance to homeowners in Florida. Our team of catastrophic risk management specialists and independent agents offers you the personal service, security and protection needed to protect your dreams from the unpredictable nature of life in Florida. With competitive rates and quick claim solutions, Prepared Insurance is your trusted partner during times of need. The philosophy of the company is backed by decades of research and experience that supports the insurability of all homes, regardless of age, in the private market.